Home Loan EMI Calculator

Calculate your home loan EMI, total interest, and payment schedule

EMI Formula

EMI = [P × r × (1 + r)^n] / [(1 + r)^n - 1]
Where:
P = Principal Loan Amount
r = Monthly Interest Rate (Annual Rate / 12 / 100)
n = Loan Tenure in Months

About Home Loan EMI

EMI (Equated Monthly Installment) is the fixed amount you pay each month towards your home loan. It includes both principal and interest components. The interest portion is higher in the initial years and decreases over time.